Money and Banking in North Macedonia 

Planning your trip to Macedonia? Here’s everything you need to know about currency, cash, cards, banks, and exchange tips before you go!

Currency in North Macedonia – Denar (MKD)

The Denar (MKD) is the official currency of North Macedonia.
Banknotes are available in denominations of 10, 50, 100, 500, 1000, 2000, and 5000, while coins come in 1, 2, 5, 10, and 50 denars.

Cash is king in most parts of Macedonia, especially in smaller towns, markets, and kafanas. However, an increasing number of shops, cafes, and restaurants accept card payments through POS terminals.

Banks and ATMs in North Macedonia

You’ll find ATMs widely available across Skopje and other major cities. Most accept international Visa, Mastercard, Diners Club, and American Express cards.

Some of the main banks include:
Stopanska Banka
Komercijalna Banka
ProCredit Bank
NLB Tutunska Banka
Halk Bank
Sparkasse Bank
Ohridska Banka
Central Cooperative Bank
Macedonian Bank for Development Promotion (MBPR)

ATMs typically support multiple languages and are available 24/7.

Currency Exchange and Rates

You can easily exchange Euros (€), US Dollars ($), Swiss Francs (CHF), and British Pounds (£) at:

• Banks

• Licensed exchange offices (marked with “MENJAČNICA”)

For the most accurate exchange rates, visit the official site of the National Bank of North Macedonia: www.nbrm.mk

Bringing Money Into North Macedonia

If you are carrying more than €2,000 in cash, it must be declared upon entry at customs if you plan to take it out again.
Failing to declare could result in seizure or fines, so always play it safe.

Tips for Travelers

Use cash for taxis, street markets, and small vendors
Have some change on hand for public toilets, tips, and parking
Keep large bills separate and carry a small wallet for daily use
Notify your bank before traveling to avoid card blocks